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Too Easy To Cheat

And people say that Internet fraud relating to credit card usage is on a rampant rise. Sure, we all know how easy it can be to just use another person’s credit card for online purchases but do you know that it’s just as easy to use it face to face? If you make a purchase using your credit card the next time, you should check if the sales person or the cashier even takes a glimpse of the signature and match it to the one of the card. I’ve got this debit card that I’ve been religiously using that I got from Public Bank. When I first got it, I couldn’t decide which signature I should use on the back of the card. Because of some confusion (screaming kids and naggy clients), I managed to get both signatures (I have two signatures, one official and shorter, the other fancier) on the card! I went like “ACK!!” The first time I wanted to use the card, I didn’t know what to do, so I came up with a long list of explanations that I could give the cashier when she asks me why it looks different from the one I use on the slip. I also practiced signing both signatures overlapping each other so that it looks like the mangled one on the card. After getting the groceries and stuff, I got cold feet and wondered if I should just tell the bank to issue me a new one. End up, I decided to use the card and just use one of the many excuses that I’ve conjured up. Why waste all the effort, right? I walked up to the counter, anxiously watched as she scanned the objects of purchase one by one and then she rung up the final total. Hesitantly, I pulled out my card and gave it to her. She did the verifying and stuff and then handed me the slip. Furtively, I signed my official signature there and was ready to sign the other one when she just handed me back my card together with my copy of the slip! Waahhh… need to check whether signature ok or not? Cool…. Like this, I can take anybody’s credit card, use it anywhere and I won’t be questioned because the cashier didn’t even bother to look at the mismatching signature? If you say it’s easy to fry another person’s credit card online, I say it’s easier to swipe it face-to-face. :-)

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